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 1:29 заработка bitcoin ann bitcoin dwarfpool monero win bitcoin xpub php bitcoin ethereum programming обвал bitcoin calc bitcoin drip space bitcoin agario bitcoin 100 bitcoin порт locate bitcoin armory ethereum web3 bitcoin landing monero сложность bitcoin drip bitcoin луна bitcoin оборот bitcoin maining bitcoin лохотрон bitcoin frog bitcoin goldmine майнинг monero ethereum windows lazy bitcoin описание вход bitcoin дешевеет bitcoin zcash bitcoin motherboard bitcoin token ethereum wikipedia bitcoin jp bitcoin store bitcoin nyse bitcoin lottery ethereum доходность робот bitcoin tether coin bitcoin hunter bitcoin википедия ethereum клиент алгоритм bitcoin контракты ethereum обменять nxt cryptocurrency china bitcoin registration анонимность bitcoin сети us bitcoin card bitcoin робот stellar cryptocurrency ethereum habrahabr bitcoin dat bitcoin scrypt roll bitcoin таблица комиссия bitcoin анимация хардфорк ethereum сокращение bitcoin монет bitcoin чат cryptocurrency это кошелька bitcoin prune bitcoin explorer bitcoin count ethereum charts кости bitcoin swiss alliance bitcoin вклады бизнес bitcoin symbol new cryptocurrency bitcoin расчет bitcoin script кошелек ethereum вывод is bitcoin биржи bitcoin мошенничество On July 15, 2020, Twitter accounts of prominent personalities and firms, including Joe Biden, Barack Obama, Bill Gates, Elon Musk, Jeff Bezos, Apple, Kanye West, Michael Bloomberg and Uber were hacked. 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FACEBOOK TWITTER LINKEDIN By NATHAN REIFF Reviewed By SOMER ANDERSON Updated Jun 16, 2020 While bitcoin remains the clear leader among cryptocurrencies in terms of market capitalization and overall adoption rates, other contenders continue to surge ahead thanks to growing adaptability and varied applications. XRP ranks fourth on the list of top virtual currencies by market cap, behind bitcoin, ethereum, and tether.1 XRP is often referred to as "Ripple," although technically Ripple is the name of the company and network behind the cryptocurrency, and XRP is the cryptocurrency.2 3 Below, we'll take a closer look at what distinguishes XRP from bitcoin and other top digital tokens. KEY TAKEAWAYS Ripple is the company that is behind XRP, the cryptocurrency itself.3 Bitcoin transaction confirmations may take many minutes with high transaction costs, while XRP transactions are confirmed in seconds with little cost.2 4 5 6 XRP is a technology that is mainly known for its digital payment network and protocol. Many major banks use the XRP payment system.7 Bitcoin vs. XRP Bitcoin operates on a public blockchain ledger that supports a digital currency used to facilitate payments for goods and services. Bitcoin, the network, is primarily known for its bitcoin cryptocurrency (typically referred to as "bitcoin" or by the abbreviation BTC).8 The bitcoin network is based on the blockchain concept, a public ledger of verified transactions and record-keeping. Miners verify transactions on an ongoing basis and add them to the bitcoin blockchain which serves as a ledger of all activity across the network.8 In exchange for their time and the computing power necessary to validate the ledger in this way, miners are rewarded with BTC upon successfully validating certain quantities of transactions.9 XRP, on the other hand, is a technology that is mainly known for its digital payment network and protocol. Aside from the cryptocurrency XRP, Ripple is perhaps even better known as a payment settlement, asset exchange, and remittance system that works more like SWIFT, a service for international money and security transfers that is used by a network of banks and financial intermediaries.10 2 Transaction Validation Instead of using the blockchain mining concept, the Ripple network uses a unique distributed consensus mechanism through a network of servers to validate transactions. By conducting a poll, the servers or nodes on the network decide by consensus about the validity and authenticity of the transaction. This enables almost instant confirmations without any central authority, which helps to keep XRP decentralized and yet faster and more reliable than many of its competitors.11 While the bitcoin network is accused of being energy-hungry due to its mining system, the Ripple system consumes negligible power owing to its mining-free mechanism.12 2 Processing Times and Costs While bitcoin transaction confirmations may take many minutes and may be associated with high transaction costs, XRP transactions are confirmed within seconds at very low costs4 5 2 BTC has a total supply of almost 21 million cryptocoins, and XRP has a total of 100 billion pre-mined cryptocoins.13 14 Mining and Circulation Bitcoin uses a proof-of-work system and mining for releasing new BTC tokens, forming an essential part of the validation process, while all of the XRP tokens are pre-mined.13 15 8 For this reason, XRP mining does not exist in the same way that bitcoin mining does. The cryptocoin release mechanism is different for both BTC and XRP. While bitcoins are released and added to the network as, and when, the miners find them, a smart contract controls the release of XRP.16 9 Ripple planned to release a maximum of 1 billion XRP tokens each month as governed by an in-built smart contract; the current circulation is over 50 billion.13 16 Any unused portion of the XRP in a particular month will be shifted back to an escrow account.16  This mechanism ensures that there will be no possibility of misuse due to an oversupply of XRP cryptocoins, and it will take many years before all the cryptocoins will be available. Similar to the bitcoin transaction processing fee, XRP transactions are charged. Each time a transaction is performed on the Ripple network, a small amount of XRP is charged to the user (individual or organization).6 The primary use for XRP is to facilitate the transfer of other assets, though a growing number of merchants also accept it for payments in a way similar to accepting bitcoins.2 Real-World Applications While bitcoin is seeing increasing use by individuals and organizations as a virtual currency, the Ripple payment system is more popular among banks. RippleNet is a consortium of more than 200 financial institutions based in more than 40 countries, allowing for the easy facilitation of cross-border payments. The Ripple network continues to see growth among financial institutions, an area in which it is ahead of many of its competitors in the digital currency space.7 Overall, XRP is better for lower processi...